PRIVACY POLICY
Effective Date: 10/01/2026
Last Updated: 10/01/2026
iLex Enterprises Inc. ("iLex Funding Group," "iLex," "we," "us," or "our") respects your privacy and is committed to protecting personal information that we collect in connection with our website, financing services, applications, communications, and other business activities.
This Privacy Policy describes the types of information we may collect, how we may use and disclose that information, how we may protect it, and certain choices and rights that may be available to you under applicable law. By accessing our website or providing information to us, you acknowledge the practices described in this Privacy Policy, to the extent permitted by applicable law.
1. SCOPE OF THIS PRIVACY POLICY
This Privacy Policy applies to personal information collected through or in connection with: our websites and online services, online financing and credit applications, financing inquiries and requests, communications with us by telephone, email, text message, or other methods, financing transactions and related services, vendors, brokers, referral partners, and other business relationships, documents or information submitted to us, and other interactions between you and iLex.
This Privacy Policy generally applies to personal information relating to individuals. Information concerning a business or other organization may also contain information relating to identifiable individuals and may therefore be subject to this Privacy Policy. Certain information or activities may be governed by additional notices, agreements, disclosures, or consents. Where applicable, those documents will supplement this Privacy Policy.
2. INFORMATION WE MAY COLLECT
The information we collect depends on how you interact with us, the services you request, and applicable legal requirements.
Information You Provide to Us
You may provide information directly to us when you submit an inquiry, complete an application, communicate with us, enter into a financing transaction, or otherwise interact with us. Depending on the circumstances, this information may include: name, business or company name, business address, mailing address, email address, telephone or mobile phone number, Social Security number or other government-issued identification number, driver's license or other identification information, employer or business ownership information, business formation and registration information, tax identification or employer identification number, information regarding business operations, revenue, expenses, assets, liabilities, and other financial information, banking or payment information, credit and financing information, information concerning requested financing, equipment, vehicle, or other assets associated with a financing request, insurance information, information contained in financial statements, tax documents, bank statements, or other documents you provide, communications and correspondence with us, and other information you choose to provide.
We may also collect information about individuals associated with a business, such as owners, officers, guarantors, authorized representatives, or other persons involved in a financing transaction.
Information We Obtain From Other Sources
We may receive information about you or your business from sources other than you, where permitted by law.
These sources may include: Credit reporting agencies, financial institutions and financial-data providers, identity verification and fraud-prevention providers, vendors and equipment suppliers, brokers and referral partners, financing companies, lenders, or funding sources, business information and data providers, publicly available sources, service providers and other business partners, and other persons or organizations involved in a financing transaction.
The information obtained from these sources may be used to verify information, evaluate financing requests, prevent fraud, administer transactions, comply with applicable requirements, or for other purposes described in this Privacy Policy.
3. INFORMATION COLLECTED AUTOMATICALLY
When you visit or interact with our website or certain online services, we or our service providers may automatically collect certain information about your device, browser, and activity.
This information may include:
Internet Protocol (IP) address;
Browser type and version;
Device type;
Operating system;
General geographic information;
Referring website or webpage;
Pages visited;
Date and time of visits;
Website interactions;
General usage information; and
Other technical information made available through your browser or device.
We may collect this information through cookies, pixels, tags, logs, analytics technologies, and similar technologies.
This information may be used to operate, maintain, secure, analyze, and improve our website and services.
4. COOKIES AND SIMILAR TECHNOLOGIES
We and our service providers may use cookies and similar technologies to support the operation of our website, understand how visitors use our website, improve website functionality, maintain security, and, where permitted, support advertising or marketing activities. Cookies may allow us to recognize your browser or device and remember certain information about your interaction with our website. You may be able to control certain cookies through your browser settings or other tools made available through our website. Disabling certain cookies may affect the functionality of portions of our website. Third-party providers that operate analytics, advertising, or other services on our website may also use cookies or similar technologies subject to their own privacy policies and practices.
5. HOW WE USE INFORMATION
We may use personal information for purposes including:
Responding to inquiries and requests;
Processing and evaluating financing applications;
Verifying identity and business information;
Obtaining or reviewing credit and other financial information;
Assessing financing eligibility and transaction terms;
Processing, documenting, funding, and administering financing transactions;
Communicating with applicants, customers, vendors, brokers, and other parties;
Providing customer service;
Verifying insurance or other transaction requirements;
Processing payments and related financial activities;
Preventing, detecting, and investigating fraud or other unlawful activity;
Protecting the security and integrity of our systems and services;
Operating and maintaining our website and technology;
Improving our products, services, and website;
Performing analytics and internal research;
Managing our business relationships;
Sending communications, including service-related communications;
Providing information about products or services where permitted by law;
Complying with applicable laws, regulations, legal processes, and governmental requests;
Establishing, exercising, or defending legal claims;
Enforcing our agreements and protecting our rights, property, and interests; and
Performing other purposes disclosed to you at the time information is collected or otherwise permitted by applicable law.
6. CREDIT AND FINANCING INFORMATION
If you apply for financing or otherwise request financing-related services, we may collect and use information necessary to evaluate and administer the request. This may include information concerning you, your business, owners, guarantors, or other individuals associated with the financing request. Where permitted by law and as applicable to the transaction, we may obtain information from credit reporting agencies, business-information providers, financial institutions, identity-verification providers, fraud-prevention services, and other sources. Such information may be used to: verify identity, evaluate creditworthiness, determine financing eligibility, evaluate transaction risk, determine or assist in determining financing terms, detect and prevent fraud, process and administer financing, service financing transactions; and comply with applicable legal or contractual requirements. Additional notices or authorizations may apply to the collection and use of credit-related information.
7. HOW WE MAY DISCLOSE INFORMATION
We may disclose personal information to third parties when reasonably necessary to operate our business, provide requested services, process financing transactions, protect our interests, or comply with applicable law.
Depending on the circumstances, recipients may include the following categories.
Funding Sources and Financing Companies
We may disclose information to lenders, banks, finance companies, funding sources, investors, purchasers, or other parties involved in evaluating, providing, purchasing, servicing, or administering financing transactions.
Credit Reporting and Data Providers
We may disclose information to credit reporting agencies and other information providers as permitted or required by law and applicable agreements.
Vendors and Equipment Suppliers
Where applicable, we may disclose information to equipment vendors, dealers, suppliers, manufacturers, or other businesses involved in a transaction in order to facilitate financing, verify transaction information, coordinate documentation, or provide related services.
Brokers and Referral Partners
We may disclose information to brokers, referral partners, or other parties involved in referring or facilitating a financing request, where appropriate and permitted by law.
Service Providers
We may use third-party companies and individuals to perform services on our behalf. These providers may include companies that provide services relating to:
Technology;
Website hosting;
Application processing;
Data storage;
Customer relationship management;
Communications;
Document management;
Identity verification;
Fraud prevention;
Credit and financial information;
Payment processing;
Accounting;
Insurance;
Legal services;
Compliance; and
Other business functions.
These service providers may have access to personal information as reasonably necessary to perform services for us.
Professional Advisers
We may disclose information to attorneys, accountants, auditors, consultants, insurers, and other professional advisers as reasonably necessary for business, legal, compliance, or operational purposes.
Governmental and Legal Authorities
We may disclose information when we believe disclosure is required or permitted by applicable law, regulation, legal process, court order, governmental request, or other legal requirement.
We may also disclose information when reasonably necessary to protect our rights, property, safety, customers, employees, or other persons, or to investigate fraud or other unlawful activity.
Business Transfers
If iLex or substantially all of its assets are involved in a merger, acquisition, financing, sale, reorganization, bankruptcy, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.
With Your Direction or Consent
We may disclose information to other parties when you direct us to do so, authorize us to do so, or otherwise provide consent where consent is required.
8. MARKETING AND COMMUNICATIONS
We may use contact information to communicate with you regarding inquiries, applications, financing transactions, account or service matters, and other business-related communications. Where permitted by applicable law, we may also communicate with you regarding products, services, financing opportunities, educational materials, or other information that may be relevant to you or your business. You may opt out of certain promotional communications by following the unsubscribe instructions contained in the communication or by contacting us using the information provided below. Even if you opt out of promotional communications, we may continue to send communications necessary to process or administer a financing transaction, respond to requests, provide services, or comply with legal or contractual obligations.
9. TEXT MESSAGES AND TELEPHONE COMMUNICATIONS
Where applicable, iLex may communicate with you by telephone, text message, or other electronic means regarding inquiries, applications, transactions, or services. Where required by applicable law, we will obtain appropriate consent before sending certain marketing or automated communications. Message and data rates may apply depending on your mobile service provider. You may opt out of certain text communications by following the instructions provided in the applicable communication. Opting out of certain communications may not prevent us from sending transactional, service-related, or legally required communications.
10. THIRD-PARTY WEBSITES AND SERVICES
Our website or communications may contain links to websites, applications, portals, or services operated by third parties. We do not control the privacy practices of third parties that operate those websites or services. Information you provide directly to a third party is subject to that party's privacy policy and practices. We encourage you to review the privacy policies of third-party websites and services before providing them with personal information.
11. DATA SECURITY
We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, disclosure, or destruction. The safeguards used may vary depending on the nature and sensitivity of the information and the circumstances in which it is maintained. We may use measures such as access controls, authentication procedures, security monitoring, secure technology configurations, and other reasonable safeguards as appropriate. However, no method of transmission over the Internet or method of electronic storage is completely secure. Accordingly, we cannot guarantee that personal information will never be accessed, disclosed, altered, or destroyed through circumstances beyond our reasonable control.
12. DATA RETENTION
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including processing applications, administering financing transactions, providing services, maintaining business and financial records, complying with legal and regulatory obligations, preventing fraud, resolving disputes, enforcing agreements, and protecting our rights. The length of time information is retained may vary depending on the nature of the information, the purpose for which it was collected, applicable legal requirements, and other legitimate business considerations. When personal information is no longer reasonably necessary for applicable purposes, we may delete, destroy, anonymize, or otherwise dispose of it in accordance with our practices and applicable law.
13. YOUR PRIVACY RIGHTS
Depending on where you reside and applicable law, you may have certain rights regarding your personal information. These rights may include, where applicable:
The right to request access to personal information we maintain about you;
The right to request correction of inaccurate personal information;
The right to request deletion of personal information, subject to applicable exceptions;
The right to obtain information regarding certain categories of personal information we collect or disclose;
The right to opt out of certain marketing communications;
The right to opt out of certain data processing activities where required by applicable law; and
The right to exercise other rights provided by applicable state or federal law.
These rights are subject to applicable legal limitations and exceptions. For example, we may need to retain certain information to comply with legal obligations, complete transactions, prevent fraud, resolve disputes, enforce agreements, or maintain required business records. To submit a privacy-related request, please contact us using the information provided in the "Contact Us" section below. We may need to verify your identity before completing certain requests. We may also request additional information reasonably necessary to process and verify a request.
14. CALIFORNIA PRIVACY RIGHTS
If you are a California resident, you may have additional rights under California privacy laws, including the California Consumer Privacy Act, as amended, to the extent those laws apply to iLex and to your particular circumstances. Depending on applicable law, California residents may have rights relating to the collection, use, disclosure, correction, deletion, and certain other processing of personal information. California law may also provide rights concerning certain disclosures of personal information and certain uses of personal information for advertising or other purposes. Because the application and scope of California privacy laws may depend on factors including the nature of the business, the information involved, and applicable statutory thresholds and exemptions, not every provision necessarily applies to every individual or transaction. California residents may submit applicable privacy requests by contacting us using the information provided below. We will process qualifying requests in accordance with applicable law.
15. OTHER STATE PRIVACY RIGHTS
Several states have enacted privacy laws that may provide residents with rights concerning their personal information. Where applicable, iLex will process valid privacy requests in accordance with the laws that apply to the requesting individual and the relevant information. The availability and scope of privacy rights may vary depending on the individual's state of residence, the type of information involved, the nature of the transaction, and applicable exemptions.
16. INFORMATION ABOUT BUSINESSES AND OTHER INDIVIDUALS
Our services are primarily intended for businesses and individuals involved in business financing. If you provide personal information about another individual, such as a business owner, guarantor, employee, officer, or authorized representative, you should have appropriate authority to provide that information. You are responsible for ensuring that information you provide to us is accurate and that you have the appropriate authorization to provide information about another individual where required.
17. CHILDREN'S PRIVACY
Our services are intended primarily for businesses and adults. We do not knowingly seek to collect personal information from children in connection with our business financing services. If you believe that a child has provided personal information to us, please contact us so that we can review the situation and take appropriate action as required by applicable law.
18. DO NOT TRACK
Some web browsers may transmit "Do Not Track" signals or similar mechanisms. Because there is not currently a universally accepted standard for responding to such signals in all circumstances, our website may not respond to every browser-based Do Not Track signal. Where required by applicable law, we will honor applicable privacy preference signals in accordance with those requirements.
19. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in our business, services, technology, legal requirements, or privacy practices. When we update this Privacy Policy, we may revise the "Effective Date" and "Last Updated" dates above. If we make material changes, we may provide additional notice where required by applicable law.We encourage you to periodically review this Privacy Policy for the most current information regarding our privacy practices.
20. CONTACT US
If you have questions about this Privacy Policy, wish to submit a privacy request, or have questions about how we collect, use, or disclose personal information, you may contact us at:
iLex Enterprises
Attn: Privacy Department
9040 Topanga Canyon Blvd
West Hills, CA 91304
Email: info@ilexfundingggroup.com
Phone: (833) 717 - 5792
21. ADDITIONAL NOTICES AND AGREEMENTS
Depending on the services you request or the nature of your relationship with iLex, additional agreements, disclosures, authorizations, or notices may apply. Nothing in this Privacy Policy is intended to replace or modify any separate agreement, authorization, disclosure, financing document, consent, or other legal document that applies to a particular transaction or service. If there is a conflict between this Privacy Policy and a specific disclosure, authorization, or agreement governing a particular transaction, the applicable document will control to the extent permitted by law.